You work hard to ensure the work you produce and the advice you provide are of high quality. One of the biggest risks you face is an error in your work which leads to a claim. Across the full range of professions, we understand the unique and specialist insurance requirements of businesses like yours. We provide a dedicated insurance broking service, backed up by straight-talking advice, to ensure your business is protected against the full range of risks.
Professional indemnity insurance, sometimes referred to as ‘errors and omissions’ insurance, provides cover for the legal costs and expenses involved in defending a claim, as well as compensation payable to your client if you are found to be responsible for providing inadequate advice, services, or designs that cause your client to lose money. Having a professional indemnity policy in place is crucial to allow you to work freely and confidently in the knowledge that your business is protected.
HTC Associates Ltd has handled our insurance requirements since we started in business, and they have always provided us with prompt, knowledgeable, and effective services. We recommend them to any business, of any size, that requires advice on insurance and risk management matters.
You obviously have a thorough knowledge of the professional indemnity market and have always been quick to respond to any particular queries we have regarding warranties or particular aspects of our cover.
We found HTC Associates provided not only extremely competitive terms for our insurance, but also gave excellent informed advice on insurance issues affecting our practice and the best methods of transferring risk.
Justin, I am writing to thank you for your excellent service over the last four years when dealing with all our insurance requirements. Your helpful advice and extensive knowledge has ensured that our requests have been fully met even when timescales have been tight.
I have found HTC Associates to be professional in everything they do. They have demonstrated an in depth understanding of the issues we face as a business and have always provided efficient responses in difficult situations. I have no reservations in recommending HTC to anyone who requires competitively priced commercial insurance.
HTC made the application very easy and straightforward despite the complexities of the requirements, this was handled over the phone in person rather than completing lengthy forms, it’s also clear they have an intimate knowledge of how the BTLB works and it’s nuances. I’d recommend HTC without hesitation.
HTC have for many years organised our commercial insurance and we have always found their services very efficient and professional. The personal service provided by HTC is invaluable to us and we highly recommend them as an insurance adviser to any business.