STRAIGHT-TALKING INSURANCE
Insurance broking and advice that gives you the clarity and protection your business needs.
Insurance broking and advice that gives you the clarity and protection your business needs.
PEACE OF MIND TO RUN YOUR BUSINESS WITH CONFIDENCE
HTC offers the straight-talking advice and insurance broking expertise needed to ensure your business is protected against the full range of risks you face.
We have the knowledge and ability required to help you identify your risks and build an effective insurance programme. Our strong relationships with insurers mean we deliver what our clients need when it comes to comprehensive insurance protection.
This approach puts you in a position of strength to understand your risks, mitigate against them and allows you to concentrate on your business, with confidence.
INSURANCE
We will seek the most competitive terms, and insurance policies matched to your needs. These are developed with specialist knowledge built around your risk exposure.
OUR THREE STEP APPROACH
1
DISCOVER
Your insurance needs to be arranged correctly at the outset so that it pays out when you need to make a claim. We guide you through the process, conducting a full risk review and gather the material facts to ensure you meet your duty of fair presentation to insurers.
2
REVIEW
We search the market, checking insurers’ financial security and claims standards to secure the best terms and premiums. You receive a clear report on your options with recommendations on the relevant additional cover – putting you in control of your risks.
3
DELIVER
Your individual advisor and specialist team will continue to advise and ensure your cover is right for you now and in the future. They’ll also be there to guide and support you in the event of a claim.
PROFESSIONS
Get expert advice from an insurance broker who speaks your language.
A large number of our clients are accountants. Together with bookkeepers, financial advisers, and other professionals in this field they trust us to place their professional indemnity insurance and more.
We ensure that our clients meet the mandatory requirements set by the professional bodies and where required, more. Our service goes beyond professional indemnity to assess, manage and mitigate against the wider business risks too.
Our professional indemnity cover is written in accordance with the terms and limits required by the Royal Institute of Chartered Surveyors (RICS). We also understand and place your wider business risks and insurance needs.