Insurance broking and advice that gives you the clarity and protection your business needs.
PEACE OF MIND TO RUN YOUR BUSINESS WITH CONFIDENCE
HTC offers the straight-talking advice and insurance broking expertise needed to ensure your business is protected against the full range of risks you face.
We have the knowledge and ability required to help you identify your risks and build an effective insurance programme. Our strong relationships with insurers mean we deliver what our clients need when it comes to comprehensive insurance protection.
This approach puts you in a position of strength to understand your risks, mitigate against them and allows you to concentrate on your business, with confidence.
We will seek the most competitive terms, and insurance policies matched to your needs. These are developed with specialist knowledge built around your risk exposure.
OUR THREE STEP APPROACH
Your insurance needs to be arranged correctly at the outset so that it pays out when you need to make a claim. We guide you through the process, conducting a full risk review and gather the material facts to ensure you meet your duty of fair presentation to insurers.
We search the market, checking insurers’ financial security and claims standards to secure the best terms and premiums. You receive a clear report on your options with recommendations on the relevant additional cover – putting you in control of your risks.
Your individual advisor and specialist team will continue to advise and ensure your cover is right for you now and in the future. They’ll also be there to guide and support you in the event of a claim.
Get expert advice from an insurance broker who speaks your language.
A large number of our clients are accountants. Together with bookkeepers, financial advisers, and other professionals in this field they trust us to place their professional indemnity insurance and more.
We ensure that our clients meet the mandatory requirements set by the professional bodies and where required, more. Our service goes beyond professional indemnity to assess, manage and mitigate against the wider business risks too.
Our professional indemnity cover is written in accordance with the terms and limits required by the Royal Institute of Chartered Surveyors (RICS). We also understand and place your wider business risks and insurance needs.
HTC Associates Ltd has handled our insurance requirements since we started in business, and they have always provided us with prompt, knowledgeable, and effective services. We recommend them to any business, of any size, that requires advice on insurance and risk management matters.
You obviously have a thorough knowledge of the professional indemnity market and have always been quick to respond to any particular queries we have regarding warranties or particular aspects of our cover.
We found HTC Associates provided not only extremely competitive terms for our insurance, but also gave excellent informed advice on insurance issues affecting our practice and the best methods of transferring risk.
Justin, I am writing to thank you for your excellent service over the last four years when dealing with all our insurance requirements. Your helpful advice and extensive knowledge has ensured that our requests have been fully met even when timescales have been tight.
I have found HTC Associates to be professional in everything they do. They have demonstrated an in depth understanding of the issues we face as a business and have always provided efficient responses in difficult situations. I have no reservations in recommending HTC to anyone who requires competitively priced commercial insurance.
HTC made the application very easy and straightforward despite the complexities of the requirements, this was handled over the phone in person rather than completing lengthy forms, it’s also clear they have an intimate knowledge of how the BTLB works and it’s nuances. I’d recommend HTC without hesitation.
HTC have for many years organised our commercial insurance and we have always found their services very efficient and professional. The personal service provided by HTC is invaluable to us and we highly recommend them as an insurance adviser to any business.